using System;

public class BankAccount{

  private string _owner;
  private decimal _balance;

  public BankAccount(string owner, decimal balance){
    _owner = owner; 
    _balance = balance; 
  }

  public string Owner {
    get {return _owner;}
    set {_owner = value;}
  }

  public decimal Balance {
    get {return _balance;}
    set {_balance = value;}
  }

  public override string ToString(){
    return  Owner  + "'s account holds " +  Balance  + " kroner";
  }
}